Monday, May 25, 2020

Effects of the Internet on Interpersonal Communication

[pic] Lyceum of the Philippines University-Batangas Capitol Site, Batangas City, 4200 Final Paper: The Effects of the Internet On Interpersonal Communication Presented to Dr. Neil P. Balba In Partial Fulfillment of the Requirements for the subject Advanced Educational Technologies (MA 709) Master of Arts Major in English Language Studies by: Ma. Anna Corina G. Kagaoan-Pablo April 29, 2011 EXECUTIVE SUMMARY The influence of the Internet has caused a change in the way we communicate, learn and shop. The Internet is probably most famous for the ability to spread information, fact or fiction. We were once limited to news editors of a local paper, then to national cable news. There is no question that easy access to the Internet, like†¦show more content†¦Many businesses use email to advertise (sometimes considered spam) and to notify customers of everything from sales to bills due. Chat and Instant Messaging (IM): mostly used for interpersonal communication, this method of communication is an informal way to meet new people, keep in touch with friends and family, or maintain long-distance relationships. Internet messaging in all forms is often a preferred method of communication to phone calls, letters, and face-to-face communication because of its laid-back, informal nature. Social Networking: by far the most popular and fastest growing communication method made possible by broadband Internet service, social networking started out as a way for people to find old friends, stay in touch with current ones, and meet new ones. It has now grown into a prolific communication tool for both personal and business use. You can organize groups, notify people of events, send mass email messages, chat, and so much more. Facebook, Twitter, and MySpace are currently the most popular social networking sites, and have attracted billions of users. Many businesses have used social networking for advertising and marketing purposes and seen great results. Communication has changed significantly because ofShow MoreRelatedEssay on Interpersonal Communication1170 Words   |  5 PagesInterpersonal communication is the technique we use to communicate our ideas, thoughts and feelings to one and other. (Eunson 2012:256) People use visual, written, oral, sense and nonverbal means to communicate. Individuals have communicated with each other for centuries through the medium of letters, telephone, groups with public speaking and one to one conversations. With the introduction of mass media ideas could spread to larger audiences however the means of imparting information required highRead MoreInterpersonal Communication Essay1498 Words   |  6 PagesInterpersonal communication is the most important kind of communication. It happens when two individuals are in a close proximity to each other, and they are able to provide immediate feedback to one another. IPC (interpersonal communication) is the way we express our thoughts, feelings, and ide as to the people around us. Interpersonal communication is something you need to do well as it affects many aspects of your life. Interpersonal communication is a learned skill that can be improvedRead MoreTechnology and Communication1006 Words   |  5 PagesCommunication technology is a necessity for human interaction. It plays an important role in acquiring and disseminating information. Regardless of time and boundary, technology helps provide information for the decision making process. Communication technology is important in the human civilization process. At the end of this topic you should be able to explain the importance of communication technology, define communication technology, explain its impact and influence, explain its influence onRead MoreDisadvantages Of The Internet1160 Words   |  5 Pages Internet use has become increasingly popular over the recent years, evolving in ways never imagined. In recent times the internet has become a popular way for people, especially teenagers to communicate with one another. Unfortunately, the more teens use the internet to communicate with one another the more teens interpersonal skills start to decline. Interpersonal skills are used to express oneself and to interpret others words, thoughts and actions. However, when we lose the ability to expressRead MoreEssay about Mass Media and Popular Culture1491 Words   |  6 PagesPopular Culture: Effects on the Population Mass Media and Popular Culture Mass media and popular culture go hand in hand. This paper will discuss the impact of mass media on enculturation, examine the relationships among media, advertising and the formation of normative cultural values, and discuss the impact of the internet on popular culture and the way we communicate today. Real world examples of this impact will be provided to prove our point of view and the overall effect mass media has onRead MoreThe Health Of Technology And Interpersonal Communication Essay865 Words   |  4 PagesSocial Context of Interpersonal Communication and Health. Journal Of Health Communication, 145-17. doi:10.1080/10810730902806836 This article focuses on the health of technology and interpersonal communication. The article goes in depth on how social networking can contribute to helping people coupe with stress via social support, reduce of depression, improve behavior and many others. This article will benefit my research and allow me to recognize the positives social communication can make on individual’sRead MoreSocial Medi Bringing Us Together Or Tearing Us Apart?1099 Words   |  5 Pagescommunities as a group of social aggregates which arises from internet when a group of people create public discussions long enough to create networks of personal relationships in cyberspace. (Rheingold, 1993, The Virtual Community,). Thus individuals create new social networks where they can exchange information anytime, anywhere, depending on their needs and desires. Issues such as that new information technologies can interfere interpersonal relationships are increasingly questioned by several studiesRead MoreD isadvantages And Disadvantages Of Social Media1536 Words   |  7 PagesSocial media is an inherent part of current Internet and used by more than a billion individuals worldwide. They provide opportunities to share ideas and interact with others, from old friends to strangers. In spite of the fact that social media has changed individuals’ lives with unnumbered benefits, many disadvantages, to users, are hidden under the superficial advantages, including decreasing health levels, declining communication skills, breaking interpersonal relationships and violating personal privacyRead MoreSocial Medi Who s There?1579 Words   |  7 Pagesof the wonder of the Internet today is the invention of social media. It allows people from all around the world to come together and share their experiences, their artwork, their lives, their struggles and their triumphs. But is that all we see? Of course not. Not all people share all the details of their lives on social media like Facebook. But what I mean is, is that the real person behind that key board or just persona they have created? Because of the anonymity the internet can provide, it canRead MoreMass Media and Popular Culture1367 Words   |  6 PagesHow has mass media a created a relationship among popular culture, mass media and different forms of dissemination? Mass media is any form of communication used to reach a large group of people. There are different types of media; examples of media are magazines, movies, television, books, recording devices, radio and the internet. As time goes on, new and improved technology is developed in the mass media industry for communicating and entertainment purposes. As mass media continues to grow and

Thursday, May 14, 2020

Financial Analysis of banking sector of India - Free Essay Example

Sample details Pages: 5 Words: 1367 Downloads: 3 Date added: 2017/06/26 Category Finance Essay Type Analytical essay Did you like this example? Financial Analysis of banking sector of India: Special Reference to Private Sector Banks Don’t waste time! Our writers will create an original "Financial Analysis of banking sector of India" essay for you Create order Financial statements are those statements which provide information about profitability and financial position of a business. It includes two statements, i.e., profit loss a/c or income statement and balance sheet or position statement. The income statement presents the summary of the income earned and the expenses incurred during a financial year. Position statement presents the financial position of the business at the end of the year. This paper is try to present all the components of balance sheet and profit and loss account in common size and analyze the individual item in Balance Sheet Profit Loss A/c as compare to total liabilities/Assets/Income/Expenditure. Objectives To compare the financial position with the help of Balance Sheet and Profit and Loss Account To compare the financial performance through a common-size financial statement. Introduction After preparation of the financial statements, one may be interested in knowing the position of an enterprise from different points of view. This can be done by analyzing the financial statement with the help of different tools of analysis such as Common size statement analysis, funds flow analysis, cash flow analysis, Common size/ comparative statement analysis, etc. Here I have done financial analysis by Common size financial statement analysis. Common size financial statement analysis, also called vertical analysis, is just one technique that financial managers use to analyze their financial statements. It is not another type of income statement. It is just a tool that is used to analyze the income statement and position statement. With the use of this method of common-size financial statements, the comparisons between the financial statements of different companies become easy. In this method, each of figures in the financial statements are reported in the form of percentage. Thi s percentage is the figure of one frequent base figure. This base figure determines the percentile of all the figures in the common-size financial statements. By using this method, it is easy to compare the financial statements of the same company from different periods or comparing the companies of different size. Due to this method, the bias between the company sizes is removed, and investor can effectively compare the financial statements. The selection of base figure depends on the financial statements head. In income statements, the revenue can be selected as the base figure and all the incomes and expenses can be measured against it. Moreover, in the balance sheet of the company, all the related items are divided by the total of their items. For example, if the investor wants to find out the percentage of the inventory in balance sheet, he or she will have to divide the figure of inventory with the total assets. Methodology For the purpose of this study individual item of balance sheet converted into common size i.e.in 100 for this purpose an individual item in balance sheet divided by total assets/total liabilities and converted into 100.This is also to profit and loss account i.e. individual item in profit and loss account divided by total income/total expenditure and converted into100.For this analysis three years Balance Sheet and Profit and loss account of top three private banks viz.ICICI bank,HDFC bank and Axis bank was analyzed. Balance Sheets as on 31st March 2011 Capital and Liabilities Axis(Rs.000) HDFC(Rs.000) ICICI(Rs.000) Capital 4,105,458 0.169 4,652,257 0.167 11521129 0.283 Reserves and Surplus 185,882,797 7.658 249140426 8.982 539,388,244 13.277 Deposits 1,892,378,010 77.967 2,085,864,054 75.206 2,256,021,077 55.535 Borrowings 262,678,824 10.822 143,940,610 5.189 1,095,542,771 26.968 Other Liabilities and Provisions 82,088,627 3.382 289,928,565 10.453 159,863,467 3.935 Total 2,427,133,716 100 2,773,525,912 100 4,062,336,688 100 Assets Cash and Balance with RBI 138,861,630 5.721 251,008,158 9.050 209,069,703 5.146 Balance with Banks and Money at call and Short Notice 75,224,929 3.099 45,680,191 1.647 131,831,128 3.245 Investments 719,916,208 29.661 709,293,656 25.573 1,346,859,630 33.154 Advances 1,424,078,286 58.673 1,599,826,654 57.682 2,163,659,014 53.26 Fixed Assets 22,731,456 0.936 21,706,480 0.782 47,442,551 1.167 Other Assets 46,321,207 1.908 146,010,773 5.264 163,474,662 4.024 Total 2,427,133,716 100 2,773,525,912 100 4,062,336,688 100 Axis(Rs.000) HDFC(Rs.000) ICICI(Rs.000) Income Interest Earned 151,548,058 76.589 199,282,122 82.13 259,740,528 79.62 Other Income 46,321,338 23.410 43,351,527 17.87 66,478,925 20.38 Total 197,869,396 100 242,633,649 100 326,219,453 100 Expenditure Interest Expended 85,918,230 52.394 93,850,839 46.15 169,571,515 61.728 Operating Expenses 47,794,281 29.145 71,529,141 35.171 66,172,492 24.088 Provision and Contingencies 30,271,979 18.460 37,989,660 18.680 38,961,684 14.183 Total 163,984,490 100 203,369,640 100 274,705,691 100 Profit Loss Account for the year ended 31st March 2011 Balance Sheets as on 31st March 2012 Capital and Liabilities Axis(Rs.000) HDFC(Rs.000) ICICI(Rs.000) Capital 4,132,039 0.144 4,693,377 0.138 11551537 0.243 Reserves and Surplus 223,953,384 7.840 294,553378 8.716 592,500,885 12.509 Deposits 2,201,043,033 77.059 2,467,064,459 73.00 2,554,999,561 53.94 Borrowings 340,716,721 11.928 238,465,086 7.057 1,401,649,073 29.592 Other Liabilities and Provisions 86,432,757 3.026 374,318,690 11.077 175,769,846 3.710 Total 2,856,277,934 100 3,379,094,990 100 4,736,470,902 100 Assets Cash and Balance with RBI 107,029,214 3.747 149,910,945 4.436 204,612,935 4.319 Balance with Banks and Money at call and Short Notice 32,309,943 1.131 59,466,318 1.759 157,680,199 3.329 Investments 931,920,859 32.627 974,829,094 28.848 1,595,600,430 33.687 Advances 1,697,595,386 59.433 1,954,200,292 57.83 2,537,276,579 53.568 Fixed Assets 22,593,250 0.791 23,471,940 0.694 46,146,870 0.974 Other Assets 64,829,282 2.269 217,216,401 6.428 195,153,889 4.120 Total 2,856,277,934 100 3,379,094,990 100 4,736,470,902 100 Profit Loss Account for the year ended 31st March 2012 Axis(Rs.000) HDFC(Rs.000) ICICI(Rs.000) Income Interest Earned 219,946,474 80.228 272,863,517 83.880 335,426,522 81.720 Other Income 54,202,163 19.771 52,436,949 16.12 75,027,598 18.279 Total 274,148,637 100 325,300,466 100 410,454,120 100 Expenditure Interest Expended 139,769,024 60.316 149,895,780 54.78 228,084,964 65.958 Operating Expenses 60,070,995 25.923 85,900,571 31.393 78,504,433 22.702 Provision and Contingencies 31,886,564 13.760 37,833,208 13.826 39,212,151 11.339 Total 231,726,583 100 273,629,559 100 345,801,548 100 Balance Sheets as on 31st March 2013 Capital and Liabilities Axis(Rs.000) HDFC(Rs.000) ICICI(Rs.000) Capital 4,679,545 0.137 4,758,838 0.117 11581197 0.216 Reserves and Surplus 326,399,054 9.584 363881809 8.925 655,478,392 12.211 Deposits 2,526,135,881 74.176 2,960,917,699 72.621 2,926,136,257 54.511 Borrowings 439,510,984 12.906 394,966,127 9.687 1,453,414,944 27.076 Other Liabilities and Provisions 108,881,120 3.197 352,705,377 8.651 321,336,021 5.986 Total 3,405,606,584 100 4,077,229,850 100 5,367,946,811 100 Assets Cash and Balance with RBI 147,920,883 4.343 146,308,790 3.588 190,527,309 3.549 Balance with Banks and Money at call and Short Notice 56,428,716 1.656 129,002,845 3.164 223,647,879 4.166 Investments 1,137,375,370 33.397 1,109,604,124 27.214 1,713,935,993 31.929 Advances 1,969,659,574 57.835 2,472,451,151 60.640 2,902,494,351 54.07 Fixed Assets 23,556,420 0.691 27,733,162 0.680 46,470,587 0.865 Other Assets 70,665,621 2.074 192,129,778 4.712 290,870,692 5.418 Total 3,405,606,584 100 4,077,229,850 100 5,367,946,811 100 Profit Loss Account for the year ended 31st March 2013 Axis(Rs.000) HDFC(Rs.000) ICICI(Rs.000) Income Interest Earned 271,825,744 80.579 358,610,213 83.409 400,755,969 82.764 Other Income 65,511,063 19.420 71,329,645 16.590 83,457,012 17.235 Total 337,336,807 100 429,939,858 100 484,212,981 100 Expenditure Interest Expended 175,163,111 61.343 196,954,474 54.567 262,091,848 65.366 Operating Expenses 69,142,375 24.214 115,518,963 32.005 90,128,837 22.478 Provision and Contingencies 41,236,992 14.441 48,463,621 13.427 48,737,569 12.155 Total 285,542,478 100 360,937,058 100 400,958,254 100 Capital to Total Liabilities Year Name of Bank Axis HDFC ICICI 2010-11 0.16 0.16 0.28 2011-12 0.14 0.13 0.24 2012-13 0.13 0.11 0.21 Interpretation Capital Common size statement of ICICI Bank was more than Axis Bank HDFC Bank in these three years. It is also seen that in all these three years Capital Common size statement of these banks were decreased consistently. Reserve and surplus to Total Liabilities Year Name of Bank Axis HDFC ICICI 2010-11 7.68 8.98 13.27 2011-12 7.84 8.71 12.50 2012-13 9.58 8.92 12.21 Interpretation Common size statement of Accumulated Reserve and Surplus of ICICI Bank was more than Axis Bank HDFC Bank, but this Common size statement consistently decreases. This Common size statement of Axis bank consistently increases. Deposits to Total Liabilities Year Name of Bank Axis HDFC ICICI 2010-11 77.96 75.20 55.53 2011-12 77.05 73.00 53.94 2012-13 74.17 72.62 54.51 Interpretation Deposit Common size statement Axis bank was more than HDFC ICICI bank; however this Common size statement of Axis bank and HDFC bank consistently decreases. Borrowings to Total Liabilities Year Name of Bank Axis HDFC ICICI 2010-11 10.82 5.18 26.96 2011-12 11.92 7.05 29.59 2012-13 12.90 9.68 27.07 Interpretation As regards to borrowings, ICICI bank has more borrowings than Axis bank and HDFC bank, it is also depicts that borrowings of Axis bank and HDFC bank consistently increases. Other liabilities Provisions to Total Liabilities Year Name of Bank Axis HDFC ICICI 2010-11 3.38 10.45 3.93 2011-12 3.02 11.07 3.71 2012-13 3.19 8.65 5.98 Interpretation Other liabilities and provisions of HDFC bank was more than Axis bank and ICICI bank and it is upto10% on an average, however the axis bank ICICI bank maintains this Common size statement upto 3% on an average. Cash Balances with RBI to Total Assets Year Name of Bank Axis HDFC ICICI 2010-11 5.72 9.05 5.14 2011-12 3.74 4.43 4.31 2012-13 4.34 3.58 3.54 Interpretation Cash balance of HDFC bank in year 2010-11 was in highest Common size statement. Cash balance of HDFC bank and ICICI bank continuously decreases. Balance with Banks and Money at call and Short Notice to Total Assets Year Name of Bank Axis HDFC ICICI 2010-11 3.09 1.64 3.24 2011-12 1.13 1.79 3.32 2012-13 1.65 3.16 4.16 Interpretation Bank balance and money at call and short notice of ICICI bank in highest proportion.The proportion of HDFDC bank shows increased trend. Investment to Total Assets Year Name of Bank Axis HDFC ICICI 2010-11 29.66 25.57 33.15 2011-12 32.62 28.84 33.68 2012-13 33.39 27.21 31.92 Interpretation Investment of HDFC bank in these three years was less than Axis bank and ICICI bank. It is also seen that Investment of Axis bank consistently increases but this is not so to HDFC bank and ICICI bank. Advances to Total Assets Year Name of Bank Axis HDFC ICICI 2010-11 58.67 57.68 53.26 2011-12 59.43 57.83 53.56 2012-13 57.83 60.64 54.07 Interpretation Advances given by the ICICI bank was less than Axis bank and HDFC bank. Advances given by HDFC bank and ICICI bank clearly shows increased trend but this is not so as to Axis bank. Fixed Assets to Total Assets Year Name of Bank Axis HDFC ICICI 2010-11 0.99 0.78 1.167 2011-12 0.79 0.69 0.97 2012-13 0.69 0.68 0.86 Interpretation Fixed Assets of ICICI bank was more than Axis bank and HDFC bank, however fixed assets of these banks decreased consistently. Other Assets to Total Assets Year Name of Bank Axis HDFC ICICI 2010-11 1.90 5.26 4.02 2011-12 2.26 6.42 4.12 2012-13 2.07 4.71 5.41 Interpretation Other Assets of HDFC bank in higher proportion in first two years but this is decreased in last year. Other Assets of ICICI bank continuously increases Interest Earned to Total Income Year Name of Bank Axis HDFC ICICI 2010-11 76.58 82.13 79.62 2011-12 80.22 83.88 81.72 2012-13 80.57 83.40 82.76 Interpretation Interest income of HDFC bank was more than Axis bank and ICICI bank, however Interest income of Axis bank and ICICI bank shows increased trend. Other Income to Total Income Year Name of Bank Axis HDFC ICICI 2010-11 23.41 17.87 20.38 2011-12 19.77 16.12 18.27 2012-13 19.42 16.59 17.23

Wednesday, May 6, 2020

Strategic Plan, Part Ii Swott Analysis - 1393 Words

Strategic Plan, Part II: SWOTT Analysis Tahitia G. Brown BUS/475-Integrated Business Topics April 18, 2012 Virginia A. Carter Strategic Plan, Part II: SWOTT Analysis Manning Solutions opened their doors to customers in the fall of 2012, in Tampa Florida. Its purpose is to aid small companies, whose budgets do not allow them to obligate revenue to staff their own human resources department. Their services include hiring, maintaining personnel records, pay-roll, and complaints to name a few. The mission statement: Provide the highest-class service in human resources business by providing competitive pricing to their intended market audience. Through various marketing techniques Manning Solutions is able to†¦show more content†¦A SWOTT analysis of MCS was performed concluding that external forces such as the economy, the competition, and the government rules and regulations have very important effect on MCS strategic planning. The analysis also concludes that MCS strengths and weaknesses must also be taken into consideration when implementing a strategic plan. Strengths such as a good information system, the ability to create p rocesses and make quick improvement to existent processes allow MCS to stay ahead of the competition and be successful. On the other hand, MCS weakness such as insufficient training to employees can become a serious issue and can jeopardize the company relationships with its customers. Analyzing the different factors that affect MCS internal and external environment is essential to create and establish successful strategies. |External Factors |Strength |Weakness |Opportunity |Threat |Trend | |Legal and regulatory |As a human resources |Staying current. Statues, |As more individuals are |Time. Building a |As uncertainty and | | |firm, all employees are |laws, and regulations are |opting to become |solid reputation is |instability plague | | |well versed in all legal |constantly evolving. The firm|entrepreneurs, most |imperative toShow MoreRelatedStrategic Plan Part Ii Swott Analysis1446 Words   |  6 PagesStrategic Plan Part II Swott Analysis BUS/475 Ed Miller Strategic Plan Part II Swott Analysis Big Wheel Brewing is a new and innovative craft beer brewing company. Big Wheel Brewing is dedicated to bringing their customers craft brews of the highest quality. Big wheel beers are made for people who prefer quality over quantity. Taste is the most important thing when it comes to brewing fine craft ales. 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Tuesday, May 5, 2020

The Sisters free essay sample

Question:What will you contribute to our community? ‘The Sisters’ Maggie. I have rarely heard my name said by my family. Instead, when I was born, I became half of an inseparable pair known as ‘The Sisters’. From the hideous matching jumpsuits to the Christmas presents addressed to both of us†¦I adored it all. A cool older sibling to hang out with where minutes turned to hours, and the hours went unnoticed, became a place I never wanted to leave. But somewhere along the lines I craved my own identity. Even though we are only 18 months apart, I grew out of the love of being lumped together with Emily. Never doing anything on my own. Although we had grown out of sharing a room and our clothing nine years ago, we still went everywhere together. Still known as ‘The Sisters’. But then Emily graduated and flew across the country to college. We will write a custom essay sample on The Sisters or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Finally I had independence. Only it was not quite living up to my expectations. Gone was my role model, my gossip pal, my fellow partner in crime. Suddenly, I had to be my own person but I was not sure who that person was. So I took some time. Took some time to reflect on what we have been through and what she has taught me. Without her, I would not have been prepared for the all night cramming sessions for an AP exam. Without her paving the way with minor fender benders (a school bus, a rental car, a pole), I would not have the unblemished record I am so proud to hold today. Without her, I would not have been prepared for the drive and determination it takes to be a varsity athlete, or the commitment to my teammates to support them in being their best. Emily taught me that being a kind person was not just being nice to your friends. You have to show kindness and respect to all people. Wearing a ‘Be a Buddy not a Bully† pin on my backpack, not afraid of being judged. I learned the value of family through her. Going on countless 30-plus hour road trips, playing games, watching movies and laughing the whole way in the back seat. Lingering at the dinner table, listening, sharing, and learning a bit more about each other along the way. Thinking about it, I came to appreciate the times we shared together. My happiest childhood memories involve her. I cherish the times we spent scheming to get our parents to take us for ice-cream. I treasure the times we spent making our traditional ‘back to school’ cookies and eating half the dough. I relish in the times we shared in our bunk beds, telling secrets and planning our lives. She helped to make my childhood a constant adventure. I would be a different person without her. She helped me feel confident in my own abilities to take this next step in my education, career and dreams. Through being a part of ‘The Sisters’ I have discovered myself. I have learned Maggie stands for determination. It stands for intelligence and kindness. Most importantly it stands for the other half of ‘The Sisters’, and I would not want my family to call me by anything else.